If you just need it for working on MS Office then I would prefer you to go with Assembled PC. This would be cheapest solution for you. However, if you believe in brand then you can opt for Dell or HP. Both are well-known and offer best quality hardware.
As far as refurbished products are considered, I would say it is not a good deal. Most of them work for few days or months. After that, they face many problems that might cause you to loss the trust in company.
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